Deals & Discounts

Seniors Finance & Estate Discounts

Retirement planning, saving up for a trip, or just wanting to gather discounts to save where you can?

You may be amazed at how many banks, credit unions, and other financial services organizations offer discounted plans and/or accounts for people beginning at age 50+, many with value-added extras that offer social events and/or travel opportunities and discounts too! 

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(Source Photos: Fabian Blank / Michael Longmire  via Unsplash | Composite Photo: A. Hamilton)

These insurance, investment, estate planning, funeral, memorial, moving, downsizing, and real estate products & services providers in Canada and the US, each have some version of 50+ or seniors discounts or offers.

Notes: 

Seniors and 50+ discounts and special offers are subject to change without notice by individual retailers, and may vary by location, time of day, day of the week, or may only apply on select items. Check with a specific provider to confirm current discounts, special offers and age or other eligibility requirements at time of purchase.

This is not a complete list of discounts and special offers for seniors or adults age 50 plus, for financial services, insurance, banking, investment, retirement planning, estate planning, memorial & funeral services, real estate, or moving or downsizing product and service providers. Other retailers and providers not on this list may establish their own offers. Always ask if there is a special offer for seniors or 50+ before you buy.

Inquire about the best available rate and compare other available discount offers from a provider before purchasing, as an advertised seniors rate may not be the best option for you. 

Both AARP (American Association for Retired Persons) & CARP (Canadian Association for Retired Persons) provide benefits for registered members age 50+.

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Canada


Canadian Banking, Insurance & Financial Services Discounts

ACS – Source: https://www.acs-ami.com/en/expat-health-insurance/senior-expatriate-health-insurance/

60+ years of age are eligible for the ACS Senior Expatriate Health Insurance Plan, which has no age limit and offers worldwide health coverage. The ACS Senior Expatriate Health Insurance covers  medical, dental, optical, and pharmacy expenses for retired expatriates over 60 years of age living outside their home country.

BMO Bank of Montreal – Source: https://www.bmo.com/main/personal/bank-accounts/seniors-banking/

60+ years of age are eligible for savings on saving or chequing account monthly and/or specific transaction fees with Senior Bank Accounts at BMO Bank of Montreal.

CIBC Smartfor Seniors – Source: https://www.cibc.com/en/personal-banking/bank-accounts/senior-banking-offers.html

65+ years of age are eligible for savings on bank account monthly and/or specific transaction fees at CIBC.

First Ontario Credit Union – Source: https://www.firstontario.com/personal/banking/chequing-accounts

60+ years of age are eligible for a Be FREE and More Chequing Plan for Seniors with free or waived fees on value-added services at First Ontario Credit Union.

H&R Block – Source: https://www.hrblock.ca/tax-scenarios/seniors/

65+ years of age are eligible to save 10% off their tax preparation fee at H&R Block.

HomeEquity Bank – Source: CARP

CARP members receive a cash rebate of up to $250 on a home appraisal from HomeEquity Bank.

HSBC – Source: https://www.hsbc.ca/chequing-accounts/products/performance-limited/

60+ years of age are eligible to save with a limited number of free monthly transactions & no monthly fee on an HSBC Performance Chequing-Limited Account.

Mainstreet Credit Union (Ontario) – Source: https://www.mainstreetcu.ca/bank/personal/discounts

60+ years of age are eligible for seniors “Golden” discounted or FREE fees on various chequing accounts and services at Mainstreet Credit Union.

McLennan Group Insurance – Source: CARP

CARP members save 5% on Pet Insurance through Pets Plus Us®  with McLennan Group Insurance.

Meridian – Source: https://www.meridiancu.ca/Personal/Accounts/Chequing-Accounts/Senior-Chequing-Account.aspx

60+ years of age seniors save on monthly and/or specific transaction fees and other services at Meridian with a Senior Chequing Account.

National Bank – Source: https://www.nbc.ca/personal/accounts/chequing.html

60+ years of age are eligible to save on monthly chequing account fees and/or specific transaction fees and other services at National Bank.

RBC Royal Bank – Source: https://www.rbcroyalbank.com/accounts/compare-chequing-accounts.html

65+ years of age are eligible to save on monthly chequing account fees with a Senior’s Rebate at RBC Royal Bank.

Scotiabank – Source: https://www.scotiabank.com/ca/en/personal/bank-accounts/seniors-discount.html

Seniors (age not specified) save on saving or chequing bank account monthly fees at Scotiabank.

Servus Credit Union – https://www.servus.ca/life/daily-banking/bank-accounts/daily-banking-accounts/senior-unlimited

60+ years of age are eligible for a no-fee daily banking plan Servus Credit Union.

TD Canada Trust – Source: https://www.td.com/ca/en/personal-banking

60+ years of age are eligible for to save 25% off monthly fees for selected personal chequing accounts with a Seniors Rebated Account at TD Canada Trust.

Vancity (Vancouver City Savings Credit) – Source: https://www.vancity.com/Banking/ChequingAccounts/ChequingPlus/

55+ years of age are eligible for savings or chequing accounts with free or reduced monthly and/or specific transaction fees at Vancity.

Canadian Funeral & Memorial Services Discounts

Dignity Memorial – Source: CARP

CARP members save 10% on prearranged or at-need funeral services at Dignity Memorial.

 

Canadian Moving & Downsizing Discounts

AMG Campbell Van Lines – Source: CARP

CARP members save on all moves and packing materials, AND receive a $75 gift card PLUS 15 free packing cartons at AMG Campbell Van Lines.

Déménagement La Capitale / DLC (Quebec) – Source: http://www.demenagementlacapitale.com/en/discount/

65+ years of age are eligible to save on local relocation or moving products and services with a 10% discount at Déménagement La Capitale / DLC.

Relocation Services Group – Source: CARP

CARP members who provide their card receive $3 cash back per $100 (based on 5% real estate commission) when they buy or sell a home with Relocation Services Group.

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United States


American Banking, Insurance & Financial Services Discounts

Note: If available in 2 or less states, those specific states are noted.

Skip to A-B-C   |   Skip to D-E-F    |    Skip to G-H-I-J    |    Skip to K-L-M    |    Skip to N-O-P-Q    |    Skip to R-S    |    Skip to T-U    |    Skip to V-W-X-Y-Z

A-B-C

1st National Bank (Ohio) – Source: https://www.bankwith1st.com/personal/checking-accounts-1/

50+ years of age are eligible to save with free cheques in a Senior Checking account with 1st National Bank.

ACS – Source: https://www.acs-ami.com/en/expat-health-insurance/senior-expatriate-health-insurance/

60+ years of age are eligible for the ACS Senior Expatriate Health Insurance Plan, which has no age limit and offers worldwide health coverage. The ACS Senior Expatriate Health Insurance covers  medical, dental, optical, and pharmacy expenses for retired expatriates over 60 years of age living outside their home country.

Amegy Bank (Texas) – Source: https://www.amegybank.com/personal/checking/advantage-checking/

62+ years of age are eligible for Advantage Checking account with free or reduced monthly and/or specific transaction fees, and other benefits at Amegy Bank.

Andrew Johnson Bank (Tennessee) – Source: https://www.andrewjohnsonbank.com/Time-of-Your-Life-Checking

55+ years of age are eligible to with an interest-earning Time of Your Life Checking account at Andrew Johnson Bank; account includes unlimited check writing, paper or e-statements, discounted safe deposit box, and option to waive the monthly service charge.

Bank of Holland – Source: https://www.bankofhollandny.com/Personal-Checking.aspx

55+ years of age are eligible for Senior Checking account with no minimum balance requirement, free telephone banking, free direct deposit service, and free checks at Bank of Holland.

BB&T – Source: https://www.bbt.com/banking/checking/senior-checking.page

55+ years of age are eligible for a Senior Checking account at BB&T. Check local branch for discounted services and other details.

Bank of Springfield / BOS (Illinois & Missouri) – Source: https://www.bankwithbos.com/our-services/personal/checking/

50+ years of age are eligible for free personalized checks, cashiers checks, safety deposit rental discount, and Classic50 Club Membership Perks with a Classic 50 Interest Checking account at BOS.

BayCoast Bank (Massachusetts, Rhode Island) – Source: https://www.baycoastbank.com/home/fiFiles/static/documents/checking%20brochure2.pdf

65+ years of age are eligible for BayCoast Bank’s Senior / Student Checking account, and can save with no monthly maintenance fee, ATM fees, and free Blue Custom Creations checks.

Byline Bank (Illinois) – Source: https://www.bylinebank.com/personal-banking/personal-checking/prime-life-checking/

55+ years of age are eligible for a Prime Life Checking account with free checks for life, money orders, and cashiers checks. 

California Bank Trust – Source: https://www.calbanktrust.com/personal-banking/checking/senior-advantage-checking/

62+ years of age are eligible for a discounted Senior Advantage Checking account at California Bank trust, with a low minimum opening deposit, FREE paper statements, and low or $0 monthly maintenance fee.

Capstar Bank / Athens Federal (Tennessee) – Source: https://www.capstarbank.com/Personal/Senior-Travel-Club

50+ years of age are eligible to save with social events and discounted day trips, overnight tours, and travel opportunities with Capstar Bank / Athens Federal’s Senior Travel Club, with a Senior Checking Account.

Centennial Bank – Source: https://www.my100bank.com/personal-banking/checking-accounts

50+ years of age are eligible for an interest-earning Diamond Checking account with no monthly service charges at Centennial Bank.

CenterState (Georgia) – Source: https://www.centerstatebank.com/georgia-personal-checking/

65+ years of age with a checking account at CenterState bank save with free e-Statement or paper statements, Cashier’s checks, notary services, and one order of custom, non-duplicate checks per year (or a $10 discount off any other style).

Chemical Bank (Indiana, Michigan & Ohio) – Source: https://www.chemicalbank.com/Personal-Banking/Checking/Chemplus-Checking

55+ years of age are eligible for an unlimitmed check writing account with no monthly maintenance fess and no minimum balance requirements, with Chemical Bank’s ChemPlus Checking account. Free green-mint safety paper checks or 50% discount on other styles, free notary service and photocopies, and other benefits and discounts.

CIBC U.S. (Illinois) – Source: https://us.cibc.com/en/personal/traditions-club.html

50+ years of age are eligible to open a checking account and join the CIBC U.S. Traditions Club to enjoy entertainment events, travel discounts, and other benefits.

Cigna – Source: https://www.cignaglobal.com/more-benefits-senior-customers

60+ years of age are eligible for the 60+ Care insurance benefit / program at Cigna, which provides reduced medical insurance premium rates and outpatient coverage for several common pre-existing conditions.

Citizen’s & Northern Bank – Source: https://www.cnbankpa.com/Personal/Bank/Checking-Accounts

55+ years of age are eligible to save with one free order of basic checks each year, and other benefits in a C&N Relationship Checking account at Citizen’s & Northern Bank.

Colony Bank (Georgia) – Source: https://www.colonybank.com/Consumer-Checking.aspx

55+ years of age are eligible to save with a n interest-earning Golden Eagle Checking account at Colony Bank, with no monthly maintenance fee and unlimited check writing.

Commerce Bank of Arizona – Source: https://www.commercebankaz.com/personal/personal-checking/senior-checking.html

55+ years of age are eligible to save with discounts on safe deposit box, unlimited check writing, and options to waive monthly maintenance fee at Commerce Bank of Arizona with their Senior Checking account. 

CP Federal Credit Union (Michigan) – Source: https://www.cpfederal.com/personal/personal-checking/golden-power-checking.html

50+ years of age are eligible for an interest-earning Golden Power Checking account at Federal Credit Union, and save with no monthly service charges or required minimum balance, discounted rates on personal loans, mortgage closing cost savings, one free box of checks a year, and other benefits (local restaurant and merchant discounts; hotel, air, car rental, and travel discounts; prescription, vision & dental savings; identify theft protection and restoration services).

Credit Union of Ohio – Source: https://www.cuofohio.org/checking-savings/checking-accounts.html

55+ years of age and retirees who earn dividends, are eligible for savings in a no-monthly fee Advantage Checking account with Credit Union of Ohio.

Credit Union of New Jersey – Source: https://www.cunj.com/personal-banking/checking/account-options/

55+ years of age are eligible to save with a no monthly fee or minimum balance required Senior Checking account at Credit Union of New Jersey. 

D-E-F

DartBank (Michigan) – Source: https://dart.bank/personal-banking/personal-checking/senior-advantage-checking/

62+ years of age are eligible to save with no monthly service charge or minimum balance requirements, unlimited check writing, a free box of checks, and more in a DartBank Senior Advantage Checking account.

Dedham Savings (Massachusetts) – Source: https://www.dedhamsavings.com/personal/checking

50+ years of age are eligible to save with an interest-earning CheckPlus Checking account at Dedham Savings, with FREE personal checks, bank checks, money orders, plus discounted travel opportunities with the CheckPlus Travel Club.

Dime (New York) – Source: https://www.dime.com/personal/checking/fabulous-50-interest-checking

50+ years of age are eligible to save with a Fabulous 50 Interest Checking account at Dime Bank, and get 50 free personalized checks, no monthly maintenance fee or minimum balance, and other benefits.

East West Bank

62+ years of age are eligible for Senior Checking account with free or reduced monthly and/or specific transaction fees at East West Bank- Source: https://www.eastwestbank.com/ph/personal-banking/senior-checking

62+ years of age are eligible for Senior Savings account with free or reduced monthly and/or specific transaction fees at East West Bank – Source: https://www.eastwestbank.com/ph/personal-banking/senior-savings

FNBC Bank & Trust (Illinois) – Source: https://www.fnbcbt.com/personal/checking/fnbc-senior-checking.html

62+ years of age are eligible for savings with unlimited check writing and no monthly fee with direct deposit or minimum $500 daily balance in an interest-earning FNBC Senior Checking account.

First Bank – Source: https://localfirstbank.com/personal/checking-accounts/senior-checking/

55+ years of age are eligible for a no-monthly fee direct deposit Senior Checking account at First Bank, with free eStatements or paper statements and free basic checks (or a 50% discount off other designs), and other benefits.

First Community Bank (Virginia & West Virginia) – Source: https://www.firstcommunitybank.com/bank/community-50

50+ years of age save with First Community Bank’s discounted Community 50 Checking account, which pays interest, has no monthly services charge, and comes with 2 FREE boxes of specialty gray wallet checks/year plus membership in BaZing Basic Preferred Perks (cell phone protection, Roadside Assistance, Identify Theft Assistance, Travel Accidental Death insurance, grocery coupons, plus savings and discounts on shopping, dining, travel, pharmacy, vision, and hearing)

First Federal Bank of Florida – https://www.ffbf.com/personal/checking

55+ years of age are eligible for an Essential Senior Checking account at First Federal Bank of Florida, and save with discounted standard checks.

First Florida Credit Union – Source: https://www.firstflorida.org/accounts/checking-accounts/no-monthly-fee-checking

62+ years of age are eligible for 1 FREE box of checks annually with a First Florida Credit Union No Monthly Fee Checking account.

First Interstate Bank – Source: https://www.firstinterstatebank.com/personal/banking/checking/

60+ years of age can save the monthly maintenance fee with First Interstate Bank’s interest-earning Preferred Checking account, which includes unlimited check writing, free checks, discount on safe deposit box, and other benefits.

First Mid (Illinois) – Source: https://www.firstmid.com/personal-checking/checking-overview/

62+ years of age are eligible for a Basic checking account at First Mid bank, with free or discounted banking services for seniors including waived monthly maintenance fee and account restrictions.

First Midwest Bank (Illinois & Indiana) – Source: https://www.firstmidwest.com/compare/

65+ eyars of age are eligible for First Midwest Bank’s Easy Checking account with no monthly fee

First National Bank of Long Island – Source: https://www.fnbli.com/checking.aspx

60+ years of age are eligible for Senior Checking account with low minimum balance requirement, free or reduced monthly and/or specific transaction fees, and other benefits at the First National Bank of Long Island.

First National Bank (Ohio) – Source: https://www.thefirstnational.com/personal.asp

65+ years of age are eligible for a no monthly fee Senior Checking account at First National Bank.

First Republic (Massachusetts) – Source: https://www.firstrepublic.com/personal/checking/senior-minor-checking-accounts-ma-only

65+ years of age are eligible for Senior Checking account with free or reduced monthly fees, and other benefits at First Republic bank.

First State Bank (Florida Keys) – Source: https://www.keysbank.com/checking

50+ years of age are eligible for FREE custom checks and cashiers checks, with no minimum balance required, a free credit card with no annual fee, and other benefits, in First State Bank’s Smart Senior Checking account.

First State Bank (Texas) – Source: https://www.f-s-b.com/personal/checking/senior-checking.html

62+ years of age are eligible for Senior Checking account, full service checking accounts for the golden years with personalized senior checks or a 50% discount on checks of your choice, and other benefits.

First Texas Bank – Source: https://www.firsttexasbank.net/personal/checking-money-market/

50+ years of age are eligible for a first FREE check order (selected style) in First Texas Checking accounts (Free Checking, Checking, Interest Checking, and Money Market accounts). 

First Volunteer Bank (Georgia & Tennessee) – Source: https://www.firstvolunteer.com/personal-checking-account-2/

55+ years of age are eligible for First Volunteer Bank’s Heritage Checking account, and save with a free first order of custom personalized checks, unlimited check writing, and other benefits.

Florida Community Bank – Source: https://www.floridacommunitybank.net/checking-accounts.htm

55+ years of age are eligible for an Essential Checking account with cash back rewards and other benefits, at Florida Community Bank.

Franklin Synergy Bank (Tennessee) – Source: https://www.franklinsynergybank.com/personal/personal-checking/

50+ years of age are eligible for Franklin Synergy Bank’s Pineapple Gold Club interest-earning checking account, and have the monthly service waived with a $250 average daily balance. Included are group travel discounts, unlimited check writing, and other benefits.

Fulton Bank – Source: https://www.fultonbank.com/Personal/Banking/Checking

50+ years of age are eligible for a Fulton Bank Prime Life Interest Checking account, with no monthly fees or minimum daily balance required, and interest earned.

G-H-I-J

Geico Insurance – https://www.geico.com/save/discounts/mature-driver-discounts/

50+ years of age are eligible for automobile insurance discounts at Geico Insurance.

Great Western Bank – Source: https://www.greatwesternbank.com/personal/banking/checking/

50+ years of age are eligible for a Great Western Bank VIP Free Interest Checking account with no monthly service fee.

Greater Texas Credit Union – Source: https://www.gtfcu.org/accounts/golden-star-checking-club

55+ years of age are eligible for a Golden Star Checking account (minimum balance required), to save with FREE money orders, cashiers checks, one box of checks/year, and more, at Greater Texas Credit Union.’

HomeTrust Bank – Source: https://www.htb.com/personal-banking/accounts/checking/compare/

50+ years of age are eligible to save the monthly service fee with a Primetime Checking account at HomeTrust Bank.

Horizon Bank (Indiana & Michigan) – Source: https://www.horizonbank.com/personal-banking/checking/

55+ are eligible to earn interest and save with free standard checks in Horizon Bank’s 55+ Interest Checking account.

Isabella Bank (Michigan) – Source: https://www.isabellabank.com/personal/personal-checking/senior-checking-account.html

55+ years of age are eligible to save with an interest-earning, no-monthly service fee Senior (Tailored) Checking Account at Isabella Bank, with unlimited monthly transactions, discounted rates on loans with automatic payments, free specialty checks, and other benefits and savings.

K-L-M

Kearney Bank (New Jersey, New York) – Source: https://www.kearnybank.com/Kearny-Bank-Checking-Compare.aspx

55+ years of age are eligible to save with free standard checks for life, with Kearney Bank’s E-Z Checking account; other benefits include a low minimum balance, no monthly maintenance fee, unlimited check writing.

Lake Michigan Credit Union – Source: https://www.lmcu.org/personal/banking/checking-accounts/advantage-50-checking/

50+ years of age are eligible for Lake Michigan Credit Union’s interest-bearing Advantage 50 Checking account, and save with no monthly maintenance fees, per check charges, and other benefits.

LGE Community Credit Union (Georgia) – Source: https://www.lgeccu.org/bank/accounts/checking.html

60+ years of age are eilgible for free checks with a Simply Checking or High Rewards Checking account at LGE Community Credit Union.

MB Financial Bank (Illinois) – Source: https://www.mbfinancial.com/personal/checking/senior-checking

60+ years of age are eligible for a Senior Checking account at MB Financial Bank, and save with free unlimited online bill payments and check writing, and a discount on safe deposit box rental

Marine Bank (Illinois)- Source: https://www.ibankmarine.com/Personal-Banking/mariner-club/

50+ years of age with aggregate deposits of $5k+ at Marine Bank are eligible for a Mariner Club Checking account, which offers interest, free checks, safe deposit box discounts, free traveler’s checks, free cashier’s checks, notary service, group travel, social and educational opportunities, and more.

Marquette Bank (Illinois) – Source: https://emarquettebank.com/personal/personal-checking/

55+ years of age with a FunRewards Checking With Interest account at Marquette Bank will receive a first, FREE order of basic checks, cell phone protection on broken or stolen cell phones, roadside assistance, travel accidental death insurance, and other savings. They can participate in Marquette Club Membership and Benefits which includes sightseeing day trips & other travel opportunities, discounted safe deposit boxes, and other savings.

Merchants National Bank (Ohio) – Source: https://www.merchantsnat.com/Checking.aspx

50+ years of age are eligible for a Merchants National Bank Primetime interest-earning checking account with a free first order of checks, free notary service, discount travel service, Visa with no Annual Fee, and other benefits.

Michigan State University Federal Credit Union – Source: https://www.msufcu.org/senior_class/

55+ years of age with a Michigan State University Federal Credit Union checking and/or direct deposit account are eligible for Silver Spartan Membership, which includes a Classic Checking with no monthly fee, free checks, money orders, cashiers checks, notary services, domestic wire transfers, and more. 

Mid-Missouri Bank – Source: https://www.midmobank.com/personal/personal-checking/golden-classic-club-senior-checking.html

50+ years of age are eligible for discounts on a safe deposit box & bank loans, interest, and free checks with a Golden Classic Club Senior Checking account at Mid-Missouri Bank.

N-O-P-Q

National Bank of Arizona – Source: https://www.nbarizona.com/personal/personal-checking/senior-advantage/

62+ years of age are eligible for Senior Advantage Checking accounts with free or reduced monthly and/or specific transaction fees, and other benefits at National Bank of Arizona.

NBT Bank – Source: https://www.nbtbank.com/Personal/Products-And-Services/Checking/Compare-Account-Options

50+ years of age are eligible for Classic Interest Checking account at NBT Bank, with monthly fees waived and FREE Deluxe Specialty Gray Checks or 50% off Deluxe Designer Checks.

Nevada State Bank – Source: https://www.nsbank.com/personal/bank/checking/senior-advantage-checking/

62+ years of age are eligible for Senior Checking account with free or reduced monthly and/or specific transaction fees, and other benefits at Nevada State Bank.

Northfield Bank (New Jersey & New York) – Source: https://www.enorthfield.com/personal-banking/free-checking

50+ years of age are eligible for a 50+ Interest Checking account at Northfield Bank, with no minimum balance or monthly fees, and FREE personalized checks.

North Valley Bank (Ohio) – Source: https://www.nvboh.com/Personal-Banking/Checking-Accounts/

55+ years of age are eligible to save with a Golden Checking account that has no monthly maintenance service charge or minimum monthly balance, and free checks, from North Valley Bank.

 

Ohio Valley Bank – Source: https://www.ovbc.com/accounts/checking

55+ years of age are eligible for Ohio Valley Bank’s Honors Checking account, with no monthly service or statement fees.

Old National – Source: https://www.oldnational.com/personal/bank/checking/compare-checking-accounts

50+ years of age are eligible to earn interest and receive savings at Old National Bank in their ONB Classic checking account with free standard checks. 

Old Second (Illinois) – Source: https://www.oldsecond.com/personal-banking/primetime-club/

55+ years of age with $10k+ in aggregate Old Second Bank or trust accounts and a checking account, are eligible to save with Prime Time Club benefits that include interest-earning Prime Time checking, discounted safe deposit box rental, day trips and tours, and other benefits.

Omnni Community Credit Union (Michigan) – Source: https://www.omnicommunitycu.org/personalBanking.php

55+ years of age are eligible to save with discounts and benefits from Omni Community Credit Union with an interest-earning Senior Advantage savings account that includes 2 free boxes of checks/year and a Cashback Rebate Program.

Parkway Bank (Arizona & Illinois) – Source: https://www.parkwaybank.com/personal/personal-checking/senior-citizen-checking.html

62+ years of age are eligible for a Senior Citizen Checking account that has no monthly service fee or minimum balance requirements, unlimited check writing, and other benefits.

Patriot Bank (Tennessee) – Source: https://www.patriot-bank.com/checking.aspx

60+ years of age are eligible to save with a Senior Checking account at Patriot Bank, with free standard personal checks, unlimited check writing, and no monthly maintenance fee.

People’s Security Bank & Trust (Pennsylvania) – Source: https://www.psbt.com/Personal-Checking.aspx

60+ years of age are eligible for a FREE 60+ Checking account at People’s Security Bank and Trust, with free basic style checks for the life of the account, no minimum balance or monthly service charges, telephone and online banking, and other benefits.

PFB / Planters First Bank (Georgia) – Source: https://bankpfb.com/personal-banking/checking

60+ years of age are eligible for a Senior Checking account with no monthly maintenance fee or minimum balance required, free paper statements, and unlimited check writing, at Planters First Bank / PFB.

PrimeSouth Bank (Georgia) – Source: https://www.primesouth.com/personal/banking/checking/

50+ years of age are eligible for PrimeSouth Bank’s Interest & Perks checking account, which earns interest, has no monthly service fee, and comes with FREE Econo checks.

R-S

Robins Financial Credit Union (Atlanta) – Source: https://www.robinsfcu.org/Save-Spend/Checking

55+ years of age are eligible to save with no monthly fees or minimum balance required and unlimited check writing, debit / credit / deposit transactions, and other discounts and benefits at Robins Financial Credit Union with their Legacy Checking account.

SAG-AFTRA Federal Credit Union – Source: https://www.sagaftrafcu.org/home/savings/checking

62+ years of age are eligible for Senior Checking account with free or reduced monthly and/or specific transaction fees at SAG-AFTRA Federal Credit Union.

Seacoast Bank (Florida) – Source: https://www.seacoastbank.com/personal/checking/senior-classic-checking

55+ years of age are eligible for Seacoast Bank’s Senior Classic Checking Account, with FREE standard checks, online & mobile banking, ATM’s, and other benefits.

Sonora Bank (Texas) – Source: https://sonorabank.com/services/personal-accounts/#senior

55+ years of age are eligible to save with free or discounted Senior Checking Account fees at Sonora Bank, including FREE cashiers checks & money orders, Safe Deposit Box (based on availability), and first check order.

Somerset Trust Company (Pennsylvania, Maryland) – Source: https://www.somersettrust.com/accounts/Horizon-50-Checking-More-Info.cfm

50+ years of age are eligible to save with a Somerset Trust Company STC Horizon 50 Checking Account, with no minimum deposit required, free basic checks and safe deposit box (where available).

Sound Credit Union (Washington) – Source: https://www.soundcu.com/checking/

55+ years of age are eligible to save with no monthly fees or minimum balance required, free cashiers checks and money orders, and a discounted safe deposit box with Sound Credit Union’s Visions Checking account.

Southside Bank (Texas) – Source: https://www.southside.com/personal-banking/accounts/interest-bearing-accounts/

60+ years of age are eligible to save with a discounted Senior Checking account that earns interest and has no minimum balance or monthly service charge, at Southside Bank.

Spirit of Texas Bank – Source: https://www.sotb.com/transaction-accounts.htm

50+ years of age are eligible for a Heritage Checking account at Spirit of Texas Bank, with no monthly service charges, interest earned with a minimum daily balance, and no transaction limits.

State Bank of Waterloo (Illinois) – Source: https://www.sbw.bank/Checking.aspx

65+ years of age with $100 on deposit are eligible for FREE membership in the SBW Club at State Bank of Waterloo, and save with free Club Checks, cashiers checks, and money orders, discounted safe deposit box, reduced fee for license stickers, and discounted copy services.

Sterling Federal Bank (Illinois) – Source: https://www.sterlingfederal.com/four-seasons.aspx

50+ years of age with aggregate deposits of $20K+ at Sterling Federal Bank are eligible for membership in the FREE Four Seasons Club, which provides savings on checks and money orders, social events, club rooms, travel opportunities and discounts with day trips, overnight tours, travel getaways, and travel points earnings, and other benefits. 

Steuben Trust Company (New York State) – Source: https://www.steubentrust.com/personal/personal-checking/senior-relationship-advantage-checking.html

55+ years of age are eligible for Senior Relationship Advantage Checking account with unlimited monthly transactions, and other benefits at Steuben Trust Company.

Summit Credit Union (North Carolina) – Source: https://www.summitcu.org/senior-club.htm

55+ years of age are eligible for Summit Credit Union’s Senior Club account, and save with free club checks (or $7 discount off check design of choice), free money orders, certified checks, or teller checks, and other benefits.

Summit Community Bank (Virginia, West Virginia) – Source: https://www.mysummit.bank/content/personal-checking#senior-select-checking

55+ years of age are eligible to save with a Senior Select Checking account at Summit Community Bank, and receive free checks for life, a safe deposit bot, no monthly service fees, and no minimum balance requirements.

Sun East Federal Credit Union – Source: https://www.suneast.org/save/checking-accounts/senior-checking/

60+ years of age are eligible for FREE / no fee Senior Checking accounts with one box of free checks per year included, and no minimum balance required at at Sun East Federal Credit Union.

T-U

TCF Bank / Twin City Federal – Source: https://www.tcfbank.com/personal/checking-and-savings/checking/premier-62-plus-checking

62+ years of age are eligible to save in an interest-earning TCF Premier 62+ Checking account at TCF Bank, with free paper & online statements, official checks, money orders, and discounts on checks. 

TD Bank – Source: https://www.td.com/us/en/personal-banking/checking-accounts/60-plus/

60+ years of age are eligible for TD 60 Plus Checking Account with free or reduced monthly and/or specific transaction fees at TD Bank US.

TFB / The Fauquier Bank (Virginia) – Source: https://www.tfb.bank/personal-checking

50+ years of age are eligible to save with The Fauquier Bank’s 50+ Free Interest Checking account, with no monthly services or minimum balance required.

Tennessee State Bank – Source: https://www.tnstatebank.com/bank/personal-checking

50+ years of age are eligible to save with an interest bearing, no monthly service charge or minimum balance required, The Best Years Checking account at Tennessee State Bank.Includes FREE cashiers, checks, money orders, standard checks (or 50% discount off specialty checks), and other benefits.

Texas Bank – Source: https://www.texasbnk.com/personal/checking/senior-checking.html

55+ years of age are eligible for a Senior Checking account at Texas Bank, with unlimited check writing, and low, discounted, or FREE monthly fees on various bank services including free cheques (limited styles) for the life of the account.

TexasBank – Source: https://www.texasbank.com/personal/personal-checking/diamond-key-checking.html

55+ years of age are eligible for a Diamond Key Checking account at TexasBank, a free checking account with unlimited check writing, no minimum balance or monthly fees, and other benefits.

Texas Trust Credit Union – Source: https://www.texastrustcu.org/bank-borrow/checking-accounts/bonus-checking

55+ years of age are eligible to save with free or discounted monthly checking in a Bonus Checking account at Texas Trust Credit Union, additional account benefits include unlimited check writing, no minimum balance, overdraft protection, free notary service, and cellular phone insurance for dropped or stolen phones.

Travis Credit Union – Source: https://www.traviscu.org/personal/spend-save/checking/

60+ years of age are eligible for Silver Wings Checking account with free or reduced monthly and/or specific transaction fees at Travis Credit Union.

Truliant Federal Credit Union – Source: https://www.truliantfcu.org/bank/checking

55+ years of age are eligible for a Senior Advantage Checking account with the potential for higher dividends without having to maintain a minimum balance, with Truliant Federal Credit Union.

U.S. Bank – Source: https://www.usbank.com/bank-accounts/checking-accounts/compare-checking-accounts.html

65+ years of age can save with U.S. Bank’s Easy checking account, with a waived monthly fee.

Union Savings Bank / USB – Source: https://www.usavingsbank.com/media/pdf/account-types.pdf

55+ years of age are eligible for a Senior Checking account at USB / Union Savings Bank, with no monthly minimum balance required, FREE standard checks, and no fee cashiers checks and money orders.

United Bank (Alabama & Florida) – Source: https://www.unitedbank.com/personal-checking.htm#60-plus-checking

60+ years of age are eligible for a discounted 60+ Plus Checking account at United Bank, with Standard Wallet Checks and no monthly maintenance fee with a minimum $60 daily balance.

United Community Bank – Source: https://www.ucbi.com/Personal/Accounts/Checking

55+ years of age are eligible to save with no monthly service charge, one free order per year of standard wallet checks, no-fee United ATMs and Publix Presto! ATM’s, and free online banking eStatements, with a United Checking for 55+ account at United Community Bank.

 

V-W-X-Y-Z

Valley National Bank – Source: https://www.valley.com/personal/banking/checking/milestone-checking

Senior citizens (no age specified) are eligible to save with unlimited check writing with Valley National Bank’s Valley Milestone Checking account.

WestStar (Texas) – Source: https://www.weststarbank.com/personal/checking

55+ years of age are eligible for a checking Gold Account at WestStar, and save with discounted or no monthly fees, interest earned with a minimum balance, free personalized checks and cashiers checks, and stop payments.

Wilson Bank & Trust (Tennessee) – Source: https://www.wilsonbank.com/personal/personal-checking/solid-gold-checking.html

50+ years of age are eligible for an interest-earning Solid Gold Checking account at Wilson Bank & Trust, with discounts on safety deposit boxes, no monthly service fee or minimum balance requirement, free checks, and option to join the no-fee Travel Club (with another account or service) which offers discounted day trips, overnight tours, and other travel opportunities. 

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**This article is for general informational purposes only. 50+ World does endorse these providers, nor does it receive remuneration from them.** 

Anita Hamilton

50+ World editor & writer Anita Hamilton's articles are inspired by real historical events, places, and people. Her travel experiences, a lifelong keen interest in history, art, vintage music, books, silent films, classic movies, "golden age" television shows, fashion, & entertainment in general - combined with years of research - make her a subject matter expert with acquired knowledge & expertise on these topics. This, and a loving and supportive family complete with 3 mini-dachshund minions, keeps her busy.

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